
The ones you choose to accept (or use if you’re paying invoices) might have more of an impact on your cash flow and profitability than you think. Opening a UniFY account is simple and can Payroll Taxes be done directly within your Bill.com dashboard. You specify which additional currencies you need to support, beyond USD. Bill.com then provides unique banking details for each currency to share with payers.
Find Hidden Money
BILL is a leader in the financial automation space, with a comprehensive platform for accounts payable, accounts receivable, and spend and expense management. While many companies offer part of what BILL does, few provide a truly integrated solution for small- and mid-sized businesses. This specialization means they may lack the end-to-end functionality and cohesive experience that BILL offers. While competitive, frequent check payments, international transfers, or card-based transactions can impact costs. However, for teams prioritizing compliance, integration depth, and audit transparency, BILL remains a market leader in AP/AR and spend management automation. Bill.com is a financial software company that provides businesses with a suite of tools to manage their finances, including invoicing, payments, and expenses.

Business credit
There’s also a 2.9% transaction fee/payment (fees apply to payer) for credit or debit card payments and merchant fees. Divvy, recently acquired by Bill.com, offers an all-in-one platform for spend management, including expense management and AP management solutions. Supported by a corporate credit line, Divvy provides tools to set up budgets and control spending while giving https://www.bookstime.com/ businesses the flexibility to spend how they need to.
Using Bill.com for Global Payments
It’s a suitable choice for mid-sized businesses or finance departments that need deeper customization, purchase order controls, and policy-based approval workflows. For instance, ACH transactions typically cost $0.59 each, while instant payments are charged at a 1% fee. While BILL’s pricing plans cover most core features, some additional services may come with separate fees. Others, like Sourcery, are end-to-end solutions that include vendor management as well as streamlined invoicing and auto-reconciliation. Catered specifically to those in the restaurant industry as well as to emerging small businesses, Sourcery has the specialized ordering and inventory receipt capabilities that Bill.com lacks.

Plans and pricing
✓ (Users can select ACH processing, credit cards, check, or PayPal). From Tekpon’s editorial bill.com fees perspective, BILL represents one of the most complete AP/AR ecosystems available in 2025. The platform prioritizes the security of your financial data, utilizing robust measures to protect sensitive information and ensure safe transactions.

What’s the best solution for your business?
- The multi-currency support, low fees, fraud protection, and seamless experience enable businesses to easily manage international payments at scale.
- Are you drowning in paperwork, chasing late payments, and struggling to gain control of your finances?
- A key thing to consider when choosing a credit card processor is its fees.
- Using Bill.com for international payments allows users to streamline their payments with automated workflows.
For those requiring more advanced features, the Team Plan costs $55 per user/month, and the Corporate Plan is priced at $79 per user/month. Larger organizations may need the Enterprise Plan, which offers custom pricing based on specific business needs. Bill.com offers robust tools to secure international payments and help prevent payment fraud.
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